Create Hardship Request Letter

Create a personalized Hardship Request Letter

Please fill out the forms below, once you click submit, we will populate the cease and desist letter with your given information and load it as a pdf in a new window.

Your Name:

Your Address: Line 1:

Your Address: Line 2:

City:

State:

Zip:

Dear Sir / Madam:

Please review my loan, [ Loan Number: ], and consider if I could qualify for any hardship or workout provisions you can offer.

I am having difficulty making my scheduled monthly payments because of financial problems stemming from [divorce, unemployment, reduced income, illness, etc. ].

These issues first arose on or around [Date: ].

I ( do ) / ( do not ) anticipate that my situation will improve in the foreseeable future.

Currently, my monthly income is [amount: ]

and my monthly expenses are [amount: ].

I am willing to provide any financial records that you may request in order to verify my situation. I am asking for [a reduction in my interest rate / a decreased monthly payment / temporary forbearance, etc.] so that I can take care of my obligations and avoid filing for bankruptcy protection.

I appreciate your careful consideration of this request. I / We, Your Name state that the information provided above is true and correct to the best of my/our knowledge.

[Your signature and date] / [Co-borrower's signature and date]